The Benazir Kafalat program has officially started its new payment phase in July 2025, offering financial support to deserving families across Pakistan. In this fresh round, eligible women are receiving Rs. 13,500, while some selected beneficiaries in specific regions are being given an increased amount of Rs. 14,500, considering inflation and regional needs. This initiative continues to serve as a vital support system for millions struggling with rising costs and economic pressure.
Who Will Receive Rs. 13,500 or Rs. 14,500?
According to the latest BISP update, most beneficiaries are being paid Rs. 13,500 under the standard quarterly installment. However, in some districts, where the cost of living or other specific factors apply, the amount has been raised to Rs. 14,500. The payment process has begun in phases, and 49 districts are included in the first batch.
If your payment hasn’t arrived yet, don’t panic — the next phase is just around the corner. Every eligible family will receive their installment shortly.
How Can You Collect Your BISP Payment?
This time, new payment methods have been introduced to make the process easier and more secure:
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Through HBL Konnect agents
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From specific bank branches
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Via ATMs in certain districts
Beneficiaries no longer need to wait in long lines at camps or collection points. These flexible options are helping thousands of families collect their money in a more dignified way, especially during extreme heat.
What If You Missed Your May 2025 Payment?
If your previous payment was delayed, particularly in May 2025 due to technical issues like a fingerprint mismatch, you may receive both the missed payment and the current one together. That means some beneficiaries can receive up to Rs. 27,000 this time.
It’s important to verify your full payment amount while collecting funds and report any discrepancies immediately to the nearest BISP office.
Benazir Taleemi Wazaif Also Released – Support for Children’s Education
Along with the Kafalat payments, the July 2025 educational stipends (Benazir Taleemi Wazaif) have also been released. These stipends help BISP families support their children’s education by offering monthly allowances based on school level and gender.
Updated Wazaif Rates:
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Primary School: Rs. 2,000 (boys), Rs. 2,500 (girls)
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Secondary School: Rs. 3,000 (boys), Rs. 3,500 (girls)
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Higher Secondary: Rs. 4,000 (boys), Rs. 4,500 (girls)
BISP has also started digital attendance monitoring, linked with school databases, to ensure transparency and improve record keeping.
Major Changes in Eligibility – Government Employees No Longer Included
From July 2025 onward, all government employees and pensioners have been declared ineligible for BISP payments. This includes any household member receiving a government salary or pension.
The decision aims to:
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Ensure only the most deserving families benefit from the program
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Eliminate fraud and misuse of funds
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Speed up the payment process by improving the beneficiary database
New Criteria to Qualify for BISP Payments in 2025
To remain eligible for the Benazir Kafalat program, a family must:
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Have a monthly household income below the poverty threshold
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Hold a valid CNIC
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Be led by a female head of household
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Not own luxury property, vehicles, or more than 2 acres of agricultural land
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Maintain a PMT score below 34 (or below 37 for disabled or transgender individuals)
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Introduction of BISP Payment Cards – A Safer Way to Access Funds
To improve the payment process, BISP has started distributing new payment cards. These plastic cards are replacing the previous paper slips and allow beneficiaries to:
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Withdraw cash from ATMs
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Collect payments from HBL Konnect and designated retailers
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Enjoy greater transparency and control over their funds
The introduction of mobile wallet payments via Raast (Pakistan’s instant digital payment system) is also being tested, promising faster and more secure payments in the future.
BISP 8171 Portal Now Mobile Friendly
To help users check their payment status or eligibility from home, the 8171 web portal has been fully upgraded in July 2025. Now, it’s much easier to use — even on a basic smartphone.
Key features include:
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Fast loading and mobile optimization
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Support in Urdu, Sindhi, Punjabi, and other regional languages
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Option to check eligibility, payment details, and registration guidance from anywhere
How to Check Your Payment Status Right Now
To check your status:
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Send your 13-digit CNIC via SMS to 8171
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Or visit the official website: https://www.bisp.gov.pk/
FAQs About Benazir Kafalat New Payment Phase Begins in July 2025
1. How much will I receive in the new BISP payment phase of July 2025?
Most eligible women are receiving Rs. 13,500 under the standard payment. However, in some districts where the cost of living is higher, the amount has been increased to Rs. 14,500. Your payment depends on your area and eligibility status.
2. How can I collect my BISP Kafalat payment in 2025?
You can now collect your payment through HBL Konnect agents, selected bank branches, or ATMs (in certain areas). This system is easier, faster, and more comfortable—no need to wait in long lines anymore.
3. I didn’t get my May 2025 payment. Will I get double this time?
Yes, if your May 2025 payment was delayed due to a technical issue (like a fingerprint error), you might receive both May and July payments together. That means you could get up to Rs. 27,000 in one go. Always double-check your total when receiving payment.
4. Are government employees still eligible for the Benazir Kafalat program?
No. From July 2025, all government employees, pensioners, or their family members have been removed from the eligibility list. BISP now strictly supports the most deserving and low-income households only.
5. What are the new Taleemi Wazaif (educational stipend) rates for July 2025?
The updated monthly stipends are:
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Primary school: Rs. 2,000 (boys), Rs. 2,500 (girls)
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Secondary school: Rs. 3,000 (boys), Rs. 3,500 (girls)
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Higher secondary: Rs. 4,000 (boys), Rs. 4,500 (girls)
These amounts aim to support children’s continued education in BISP families.
6. How do I check my BISP payment or registration status?
To check your payment or eligibility status:
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Send your 13-digit CNIC (without dashes) to 8171 via SMS
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Or visit the official portal: https://www.bisp.gov.pk/
The portal is now mobile-friendly and available in Urdu and regional languages for easy access.
Benazir Kafalat New Payment Phase Begins in July 2025 Conclusion
The July 2025 phase of Benazir Kafalat brings not only financial relief but also critical improvements in how payments are distributed. From Rs. 13,500 or Rs. 14,500 disbursements, educational stipends, and e-wallet pilots, to stricter eligibility rules and mobile-friendly tools, BISP is working to ensure transparency, efficiency, and dignity for Pakistan’s most vulnerable families.
This program continues to evolve — not just as a financial aid initiative, but as a cornerstone of social protection for millions.