Zarai Taraqiati Bank Limited Www ZTBL com pk Jobs has officially announced its latest ZTBL Jobs 2025 Advertisement, offering multiple vacancies for highly skilled, professional, and qualified candidates across risk management, compliance, information security, credit administration, operational risk, environment risk, ML & AI risk, and penetration testing departments.
What Are ZTBL Jobs 2025? – Complete Overview
The ZTBL Jobs 2025 advertisement is an official recruitment notice issued by Zarai Taraqiati Bank Limited. These positions aim to hire high-performing professionals who can support digital banking reforms, risk management frameworks, enhanced operational governance, information security, and improved loan administration.
ZTBL focuses on empowering Pakistan’s agriculture sector through credit financing, modern technology support, and financial inclusion of rural communities. To meet modern banking requirements, ZTBL is strengthening its internal teams through this latest hiring drive.
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ZTBL Careers 2025 – List of Positions Announced
The jobs advertisement includes the following major positions:
Senior Level Positions
- Head Operational Risk Unit (VP / SVP)
- Unit Head – Implementation CAD (AVP / VP)
- Unit Head – Monitoring CAD (AVP / VP)
- Manager IFRS-9 & Risk Analytics (AVP / VP)
Mid-Level Positions
- Officer – Credit Administration (OG-1)
- Officer – Credit Risk Review (OG-1)
- Operational Risk Analyst (OG-1)
- Environment Risk Officer (OG-1)
- M&L Risk Analyst (OG-1)
- Penetration Tester (OG-1)
Governance & Compliance
- GRC Officer (Information Security Governance, Risk & Compliance)
Each position includes domain-specific duties covering analytics, credit monitoring, compliance, environmental risk, information security, and policy review.
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1. Head Operational Risk Unit (VP / SVP)
Key Responsibilities
- Development and enhancement of the Operational Risk Unit
- Designing risk assessment tools including RCSAs, KRIs, and loss databases
- Implementing Basel guidelines for operational risk
- Supporting risk committees with analytics and reporting
- Ensuring compliance with SBP regulations
- Reviewing risk mitigation strategies and policies
Required Qualifications
- Bachelor’s degree (Master’s preferred)
- Minimum 10–12 years of experience in banks/financial institutions
- Strong knowledge of Basel frameworks, risk modeling, analytics
2. Unit Head – Implementation CAD (AVP / VP)
Job Responsibilities
- Implementing improved loan documentation processes
- Ensuring facilities are executed only after compliance clearance
- Coordinating with branches and Credit Administration Units
- Reporting deficiencies or delays in loan processing
- Ensuring customer files are maintained as per SBP guidelines
Qualifications
- Bachelor’s degree (Master’s preferred)
- Minimum 7–10 years of CAD or credit experience
3. Unit Head – Monitoring CAD (AVP / VP)
Job Responsibilities
- Monitoring CAD activities and workflow
- Tracking loan disbursements and documents
- Preparing reports for management review
- Supporting compliance with credit policies
- Coordinating with regional offices
Qualifications
- Bachelor’s degree (Master’s preferred)
- 7+ years’ experience in banking operations or CAD
4. Manager IFRS-9 & Risk Analytics (AVP / VP)
Key Areas
- Development of IFRS-9 ECL models
- Credit risk modeling
- Portfolio analytics for agriculture loans
- Calculation of expected credit losses
- Ensuring compliance with IAS / IFRS requirements
- Preparing MIS reports
Qualifications
- Master’s degree in Finance / Statistics / Economics
- 5–10 years of risk modeling experience
5. Officer – Credit Administration (OG-1)
Responsibilities
- Supporting credit administration for loan processing
- Verifying loan documents and collateral records
- Ensuring compliance with policy guidelines
- Preparing reports for regions and branches
Qualifications
- Bachelor’s degree
- 2–3 years of banking or credit administration experience
6. Officer – Credit Risk Review (OG-1)
Responsibilities
- Reviewing credit proposals and loan files
- Analyzing risk exposures
- Conducting independent assessments for lending units
- Preparing reports on loan quality
Qualifications
- Bachelor’s degree + 2–3 years of experience
7. Operational Risk Analyst (OG-1)
Responsibilities
- Conducting RCSAs for various departments
- Preparing ORMS reports
- Implementing operational risk frameworks
- Coordinating with audit and compliance divisions
Qualifications
- Bachelor’s degree with risk management exposure
8. Environment Risk Officer (OG-1)
Responsibilities
- Implementing environmental & social risk policies
- Ensuring compliance with SBP’s Green Banking Guidelines
- Reviewing loan proposals for environmental risk factors
Qualifications
- Bachelor’s degree in Environmental Science / Management
9. M&L Risk Analyst (OG-1)
Responsibilities
- Measuring market and liquidity risk exposures
- Preparing ALCO reports
- Monitoring interest rates, liquidity gaps, and forex positions
Qualifications
- Degree in Finance, Economics, Mathematics
10. Penetration Tester (OG-1)
Responsibilities
- Performing security tests on systems and networks
- Conducting vulnerability assessments
- Supporting cybersecurity initiatives
- Preparing penetration testing reports
Qualifications
- Bachelor’s degree + Ethical hacking certifications preferred
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11. GRC Officer (Governance, Risk & Compliance)
Responsibilities
- Implementing information security policies
- Monitoring compliance with international standards
- Conducting cyber risk assessments
- Supporting internal and external audits
ZTBL Jobs 2025 – General Eligibility Criteria
- Maximum age:
- VP/SVP: 55 years
- AVP/VP: 50 years
- OG-1: 35 years
- Only online applications are accepted
- No TA/DA for tests or interviews
- Women, minorities, and disabled candidates are encouraged to apply
How to Apply for ZTBL Jobs 2025? – Step-by-Step Guide
Follow these steps to apply online:
Step 1: Visit the Official ZTBL Jobs Portal
Step 2: Select Your Desired Post
Choose the relevant position from the job list.
Step 3: Fill the Online Application Form
Enter:
- Personal information
- Academic details
- Work experience
- Professional certifications
Step 4: Upload Required Documents
- CNIC
- Degree & transcripts
- Experience certificates
- Professional certifications
Step 5: Submit Application
You will receive a confirmation message on the portal.
Step 6: Test & Interview
Shortlisted candidates will be contacted via SMS/Email.
Salary & Benefits of ZTBL Jobs
ZTBL offers:
- Market-competitive salary packages
- Medical, insurance, and provident fund
- Annual performance bonuses
- Career growth opportunities
- Training & certification support
- Job stability in a government-backed institution
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Important
- ZTBL Jobs 2025
- Zarai Taraqiati Bank Jobs
- ZTBL Apply Online
- ZTBL Career Opportunities
- ZTBL Latest Advertisement
- Bank Jobs in Pakistan
- Agricultural Bank Jobs
- Credit Administration Jobs
- Risk Management Jobs
- IFRS-9 Jobs Pakistan
FAQs – ZTBL Jobs 2025
1. What is the last date to apply for ZTBL Jobs 2025?
The last date is 10 December 2025 (as per the advertisement).
2. How can I apply for ZTBL Jobs?
Applications must be submitted online through the ZTBL official website.
3. Is experience mandatory for all positions?
Yes, all positions require professional experience in relevant fields.
4. Are these permanent jobs?
Yes, these are regular positions based on performance and bank policy.
5. Are women eligible to apply?
Yes, ZTBL strongly encourages women, minorities, and differently-abled persons to apply.
6. Which degrees are accepted for ZTBL jobs?
Degrees from HEC recognized universities are accepted.
7. Will tests/interviews be conducted?
Yes, only shortlisted candidates will be called for tests and interviews.
